Consent
By accessing the Sunrise Insurances website or concluding a policy, you confirm that you have read and agree to the following terms.

Data Protection – General Information
TONI Digital Insurance Solutions AG, Seefeldstrasse 5a, 8008 Zurich ("TONI"), is responsible for processing your data as the insurance intermediary. Data is processed in accordance with the privacy policy summarized in this document. Further information about the intermediary relationship can be found in the intermediary information pursuant to Art. 45 of the Insurance Supervision Act (ISA).

What Data Does TONI Process?
TONI processes, collects, uses, and stores only the data necessary for the respective purposes. These purposes arise in particular from the insurance relationship and claims handling. The categories of data processed include:

• Application data
• Customer data
• Contract and claims data
• Data of injured parties and claimants
• Collection data

What is the purpose of data processing?
Your data is processed by TONI for the following purposes, among others:

• Handling insurance business (e.g. quotations, policy management, claims processing)
• Distribution, administration, and brokering of insurance products and services
• Marketing purposes (e.g. market research, customer behavior analysis, personalized advertising, profiling)
• Risk assessment
• Operation and optimization of related services
• Recording of customer conversations for quality assurance and training purposes

With whom is your data shared?
After a policy is concluded, TONI transfers your data to the responsible insurance company for contract processing. Additionally, data may be shared in accordance with the GIC and the privacy policy, for example with

• Companies within the corporate group
• Sunrise
• External service providers (e.g. IT providers, hosting services, marketing, sales or customer service providers)
• Authorities and regulatory bodies
• Reinsurers, partner companies, external experts, etc.

Data may also be transferred abroad, including to countries without an adequate level of data protection. In such cases, TONI relies on legal bases or obtains your explicit consent.

How does TONI obtain your data?
The data processed by TONI is provided directly by you, for example by entering it into a form as part of a quote request via the Sunrise Insurances website.

How is your online usage behavior tracked and analyzed?
The Sunrise Insurances website uses:

• Functional cookies to ensure basic features (e.g. language settings, browser settings)
• Analytics and marketing cookies, if you consent. These are used for:
  • Web analytics to optimize content
  • Targeted advertising based on your user behavior

You can disable cookies at any time in your browser settings.

How is conversion tracking for digital ads and web analytics carried out?
To measure the success of online campaigns (e.g. Google Ads), conversion tracking may be used. In this case, cookies are stored for up to 30 days. The collected data does not allow for personal identification and is used purely for statistical purposes. Other tools may also be used, which likewise rely on cookies for anonymized analysis of user behavior – without storing personal data.

What are your rights regarding your personal data?
You have the following data protection rights:

• Access to your stored data
• Right to a copy of the information stored about you
• Correction of inaccurate data
• Deletion of your data
• Restriction of processing
• Data portability
• Objection to processing or withdrawal of consent
• Right to provide a statement and receive human review in the case of automated decisions

Who is your contact for data protection matters?
If you have any questions or concerns about data protection, please contact: TONI Digital Insurance Solutions AG Data Protection Officer Seefeldstrasse 5a 8008 Zurich Email: dataprotection@tonidigital.com Further details can be found in the TONI privacy policy, the intermediary information according to Art. 45 ISA, and the GIC of the respective insurance product.

What information is collected when accessing Sunrise Insurances?
When visiting the Sunrise Insurances websites, users are generally not personally identified. For statistical purposes, the following information may be collected:

• Date and time of access
• Type, version, and language of the browser
• Screen resolution
• IP address of your device
• Language settings or display preferences via cookies

This data does not allow for any conclusions to be drawn about specific individuals.

How does redirection to third-party websites work?
When you are redirected via links to external websites, you leave the scope of Sunrise Insurances. The privacy policies of the respective third-party sites then apply.

What applies when submitting personal data in public areas?
When you provide personal data on the website (e.g. via a form), you consent to its processing, storage, and collection in accordance with this privacy policy. The data is transmitted securely to TONI and stored inaccessible to third parties. It is used solely for processing your request and is not shared with third parties without your explicit consent.

How is communication via email handled?
Notifications are sent by email with a link to secure areas of the Sunrise Insurances website. If you contact us via a public email address, you give us permission to reply in the same manner. Please note that unencrypted emails are not suitable for confidential content.

What law and jurisdiction apply?
Unless otherwise required by law, the use of the website and related legal notices are governed by Swiss law. The exclusive place of jurisdiction is Zurich, subject to mandatory legal provisions.

By accessing the Sunrise Insurances website, you confirm that you understand and agree to the following legal notices.
For questions about data protection, please refer to the privacy policy and data security information.
The legal notices, as well as the content and opinions published on the website, may be changed at any time without prior notice.
These notices also apply to the use of all services linked to the website.

Ownership and Intellectual Property Rights
Unless otherwise required by law, access to and use of the Sunrise Insurances website are governed by substantive Swiss law. Zurich is the exclusive place of jurisdiction, subject to mandatory legal provisions.

No Offers
The content and statements published on the Sunrise Insurances website do not constitute an invitation to make an offer, nor a recommendation or solicitation to buy or sell any products or services. Accessing this website does not create a customer relationship.

No Warranty, Representation or Advice
The content on the Sunrise Insurances website is provided without warranty. Although Sunrise applies standard care when publishing information, neither Sunrise nor its partners make any express or implied representations regarding the accuracy, completeness, reliability, or timeliness of the content provided.
Sunrise is under no obligation to update, label outdated information, or remove it from the website. No guarantee is given for constant availability or error-free operation of the site. No advisory services are provided via the website.

Linked Websites and External Content
Sunrise accepts no responsibility for content, products, or services offered on third-party websites that are linked to Sunrise Insurances. These websites have not been reviewed and are outside of Sunrise’s control.

Disclaimer of Liability
To the extent permitted by law, Sunrise and its partners disclaim any liability for direct, indirect, or consequential damages arising from access to, use of, interruption of, limitation to, or inability to use the website – whether experienced by the user or third parties.

What law and jurisdiction apply?
Unless otherwise required by law, the use of the website and related legal notices are governed by Swiss law. The exclusive place of jurisdiction is Zurich, subject to mandatory legal provisions.