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Travel insurance
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24/7 emergency assistance, return transport

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Public transport cancellation/delay, travel legal protection

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Trip cancellation, rental car deductible, luggage

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Travel insurance
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Radio button icon Family trip
Internet icon Worldwide coverage
Travel by Car

Luggage

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Check mark icon Covers loss and damage during travel
Check mark icon Insured up to replacement value
Package icon Travel insurance
from

29.–

CHF/month
from 78.– CHF/year

Choose the basic insurance and combine it as you wish with additional coverages.

Customise offer

Included

Here is a list of all the benefits included in the basic insurance at the base price.

Emergency operations center (available 24/7, 365 days a year); in case of an emergency, the operations center can be reached at 0800 322 322 (from within Switzerland) or +41 800 322 322 (from abroad).
The insurance provides personal assistance, including full coverage (with no deductible) for medically necessary return transport to Switzerland. It covers transport to the nearest suitable hospital or to one near the insured person’s home. Assistance includes coordination in emergencies such as serious illness, accident, or death during the trip. Additionally, it ensures repatriation arrangements are handled quickly and efficiently.
Covers legal expenses up to CHF 100'000 per insured legal case while traveling abroad. It includes internal legal support and reimbursement of external costs such as attorney fees, court charges, and expert reports. The coverage applies to legal disputes involving accidents, insurance claims, administrative proceedings, and travel-related contracts. Exclusions apply to deliberate offenses, professional activities, and routine travel.
Coverage is provided if the insured person cannot continue their journey due to a breakdown, accident, or technical defect of a public transport service or a missed connection caused by the first transport service. No coverage applies if the operator is legally responsible for the damage or if the insured person is at fault.

Extras

Individually selectable additional coverage – for exactly the protection you need.

The insurance covers the cancellation of private trips due to unforeseen events such as illness, accidents, or unforeseen unemployment. It reimburses cancellation costs based on a valid contract with travel-related providers, and covers events like severe damage to property or travel document theft before departure.
Breakdown assistance abroad covers the repair or towing of insured vehicles in case of sudden mechanical failure, with services provided at no cost to the policyholder. Additionally, it includes the transportation of the vehicle back to Switzerland if it cannot be repaired locally within three days, and it covers necessary accommodation or travel costs up to CHF 2'000. For rental vehicles, a deductible reduction of up to CHF 5'000 is offered, covering damages caused by accidents or theft, with specific conditions and exclusions in place.
The insurance covers loss or damage to personal items during the trip, including theft, transport accidents, or natural disasters. The insured person is entitled to reimbursement up to the replacement value of the items, based on the current new price. A deductible of CHF 200.– applies for each claim. Items not covered include cash, electronics, and damages caused by the insured person’s negligence.
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Discover additional coverages

Choose the extra protection that suits you best.

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Trip cancellation

from

17.35

CHF

The insurance covers trip cancellations due to unforeseen events like illness, accidents, or unemployment, reimbursing cancellation costs based on valid contracts with travel providers and events such as property damage or travel document theft before departure.

More details
Trip cancellation insurance covers the reimbursement of cancellation costs if you have to cancel your trip due to unforeseen events such as illness, accident, or unexpected unemployment. It also includes coverage if serious damage to your property or the theft of travel documents prevents you from traveling. Reimbursement is based on valid contracts with travel service providers. Trip cancellation insurance does not cover cancellations due to foreseeable events, changes of mind, insufficient documentation (like missing visas), or cancellations caused by negligence. It also excludes claims related to existing medical conditions not disclosed beforehand or events already known at the time of booking.
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Breakdown assistance abroad (with no deductible), deductible reduction for rental vehicles up to CHF 5'000 (with no deductible)

from

10.90

CHF

Breakdown assistance abroad covers vehicle repairs, towing, transportation back to Switzerland, and accommodation or travel costs, with a deductible reduction of up to CHF 5'000 for rental vehicles.

More details
Breakdown assistance includes support in case your vehicle breaks down, such as on-site repairs or towing to the nearest garage. If the vehicle can't be repaired within three days, transport back to Switzerland is covered, along with accommodation or travel costs up to CHF 2'000. Rental vehicles are also covered with a deductible reduction of up to CHF 5'000. Breakdown assistance does not cover damages resulting from regular wear and tear, poor maintenance, or intentional misuse of the vehicle. Costs already covered by a third party, such as a car rental company or another insurance, are also excluded. Additionally, services are not provided if the insured person fails to follow required procedures, such as notifying the insurer immediately after the incident.
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Lost or damaged luggage during travel covered up to replacement value (deductible CHF 200.–)

from

15.80

CHF

The insurance covers loss or damage to personal items during travel, with reimbursement up to the replacement value and a CHF 200.– deductible, excluding items like cash, electronics, and damages caused by negligence.

More details
The insurance covers loss or damage to your personal belongings during the trip, including theft, transport accidents, or natural disasters. You are reimbursed up to the replacement value of the items based on the current new price. A deductible of CHF 200.– applies per claim, and certain items like cash, electronics, or belongings lost due to your own negligence are not covered. The insurance does not cover items such as cash, checks, credit cards, jewelry, mobile phones, tablets, or laptops when handed over to a transport company. It also excludes damages caused by your own negligence, normal wear and tear, poor packaging, and losses due to official orders like customs confiscation. Additionally, compensation already covered by transport or travel companies and your personal time or income lost due to the claim are not insured.
Travel customise
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Who would you like to insure?

Individual insurance
Household insurance
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Individual insurance

Covers exclusively the insured person named in the contract. Important: minor children traveling with the policyholder are also covered.

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Household insurance

Covers all persons living in the same household, provided they share the same residence.

Contracts

Short and concise

Choose between a monthly and an annual insurance.

Monthly insurance

The monthly insurance has a fixed term of 1 month (30 days) and ends automatically afterwards. No cancellation is required.

Annual insurance

The annual insurance has a term of 1 year and automatically renews for another year unless cancelled. The annual insurance can be cancelled online via the insurance portal with a notice period of 30 days before the end of each contract year.

Contract conclusion

Sunrise insurances can only be taken out online. The coverage start date is freely selectable. If you choose today as the start date, coverage begins after midnight on the following day.
The insurance contract is considered concluded upon receipt of a confirmation by email, which also includes the policy. You will then receive the invoice in a separate email.

Because you're important to us.

Saving money when renting a car? Sure!

Perfectly supported – wherever your journey takes you.

Feather icon Testimonials

By travelers, for travelers: stories from before and during a trip

Travel testimonials background
Before the trip

Last minute changes of plans...

"I had been planning my dream vacation for months, but just two days before departure, I fell seriously ill and my doctor advised me not to travel. I was devastated, thinking I’d lose all the money I had spent on flights and hotels. Thankfully, I had purchased the trip cancellation option, and I was fully reimbursed for my costs. It was such a relief to know that my hard-earned money wasn’t wasted!"

– Laura, 34, Luzern

Travel by Car

Car breakdown in Italy? Tutto a posto!

"On our road trip through Italy, our camper van suddenly broke down in the middle of nowhere. We had no idea what to do, but thanks to our vehicle breakdown assistance, we got immediate help. A tow truck arrived within an hour, and we were given a replacement car so we could continue our trip without any hassle. It was a real lifesaver!"

– Fabio, 55, Eglisau

On the trip

Bus delayed in Mexico? No pasa nada!

"On my trip through Mexico, I had already booked a hotel and activities in a nice little town. But then the bus I was supposed to take was so delayed that there was no chance of getting there. I had to find another hotel at the last minute. Luckily, thanks to the public transport delay/cancellation coverage in my travel insurance, all those expenses were reimbursed quickly and without hassle."

– Mark, 41, Langenthal

Travel by Car

Lower deductible on a rental car on the Côte d’Azur? Bien sûr!

"We had originally planned a city trip to Marseille, but then the crowds, the heat, and all the hustle and bustle became a bit too much for my boyfriend and me. So we spontaneously decided to rent a car and drive to a more secluded beach. The rental offer was affordable, but the excess was quite high. They offered us an additional insurance to reduce the excess – but it was pretty expensive. Luckily, we remembered that our travel insurance already included rental car excess reduction. That saved us the extra money. Voilà!

– Rahel, 29, Belp

Get insured

Get in touch

Our team is happy to help you with all your insurance needs.

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Experts are always happy to assist you by phone or email.

0800 322 322
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Frequently asked questions

Find answers to frequently asked questions about our insurance products.

Travel insurance covers a variety of situations, including the cancellation of trips due to unforeseen events like illness, accidents, or unemployment, as well as covering the associated cancellation costs. It provides assistance for breakdowns or accidents involving insured vehicles, including towing, repairs, and transport back to Switzerland, with additional coverage for rental vehicles. The insurance also protects against loss or damage to personal belongings, such as theft, transport accidents, or natural disasters, with reimbursement up to the replacement value. Additionally, it covers medical emergencies, including emergency medical transport and repatriation, if necessary.
Contact us anytime, any day – either by phone at 0800 322 322 or by email at info@insurances.sunrise.ch.
Once you confirm and activate your insurance, you will receive your invoice via email. You'll have 30 days to pay it.
Contact us anytime, any day – either by phone at 0800 322 322 or by email at info@insurances.sunrise.ch.
We have been supporting our customers for some time with services such as payment solutions, cybersecurity products, and Device-as-a-Service offerings that complement traditional telecom products. Now we are taking the next step. We are expanding communication services for travel and the digital space with innovative, flexible, and comprehensive insurance solutions. This way, you benefit from leading insurance services at low prices.
No, Sunrise does not become an insurance company through this offering. We work with top partners from the Swiss insurance industry. This way, you benefit from our digital know-how and the expertise of the best insurance companies in Switzerland.
The claims handling is carried out by our insurance partners. However, policyholders have easy ways to get in touch to report a claim or ask questions: by phone at 0800 322 322 or by email at info@insurances.sunrise.ch. The Sunrise insurance team, together with Toni Digital Insurance Solutions, is always happy to assist you there.
Monthly insurance The monthly insurance has a fixed term of 1 month (30 days) and ends automatically afterwards. No cancellation is required. Annual insurance The annual insurance has a term of 1 year and automatically renews for another year unless it is cancelled. The annual insurance can be cancelled online through the insurance portal with a notice period of 30 days before the end of each contract year. Start date The start date of coverage can be freely chosen for both monthly and annual insurance. If you choose today as the start date, coverage begins after midnight on the following day.
Sunrise insurances can only be taken out online. The insurance contract is considered concluded upon receipt of a confirmation by email, which also includes the policy. You will then receive the invoice in a separate email. If payment is not made within the payment deadline stated on the invoice, the policy will be cancelled and the coverage will lapse.